Senior living in St. Louis opens the door for older adults to pursue their passions while building meaningful connections. From your first day, you’ll find a welcoming environment where a consistent, 24/7 on-site staff prioritize your comfort and unique routine. With a full continuum of care options—ranging from independent living to memory care—you and your family members can find the community that fits your needs best.
We know that complex pricing models get in the way of taking the next step. Our goal is to provide the transparency you need to feel empowered as you explore your options.
This guide offers a clear path forward to understanding the costs of senior living in St. Louis. Get a full picture of your options by browsing our senior living costs and pricing resources.
In this guide, we'll discuss:
- Breaking Down the Costs of Senior Living in St. Louis
- Top Cedarhurst Communities in and Around St. Louis
Breaking Down the Costs of Senior Living in St. Louis
To break down the associated costs, let’s look at the cost of living in St. Louis compared with the state average. We’ll also take a closer look at the services, amenities, social programs, and staff that truly set community life apart from at-home care alternatives.
Cost of Living: St. Louis and the State Average
St. Louis offers a high quality of life with a cost of living that remains incredibly competitive compared to national averages. On average, assisted living in the state costs a monthly rate of approximately $5,464 or $65,568 annually.
On the other hand, the average cost of an in-home health aide averages $57,200 per year in Missouri, but that excludes groceries, therapies, transportation, and home maintenance, in addition to all of the social benefits that come from living in a community where you can purposefully converse with others, share memories, and build deeper connections.
Quality of Care and Services
No matter your physical abilities or the level of support you require, senior living communities offer a wide range of quality care options for any level of need: independent living, assisted living, and memory care. Cedarhurst communities offer consistent, compassionate, and personalized care with friendly team members who know residents by name.
Amenities and Programs
In senior living, the cost of services, amenities, and programs are often bundled with monthly rent for simplicity and transparency. These expenses are not always included in at-home care, which also requires additional costs for transportation, groceries, meals, and more. Cedarhurst communities offer a variety of programs and amenities to make everyday life just a little bit easier — and more fun:
- Chef-prepared meals
- Daily transportation
- Routine housekeeping
- Convenient on-site salons
- Workshops and clubs
- Social events
- Wellness programs
Specialized Memory Care Costs
For older adults in assisted living who have needs that evolve, Cedarhurst provides a seamless transition into memory care. Memory care represents an additional investment—typically 15-25 percent more than standard assisted living on average.
Memory care at Cedarhurst includes:
- Specially trained staff available 24/7
- Lower staff-to-resident ratios for personalized attention
- Enhanced safety features and secure sensory gardens to prevent wandering
Billing Models
Not all communities bill the same way. It’s vital to ask which model a community uses during your tour. These are the most common billing options:
- Inclusive: In this model, you pay a single, predictable monthly cost that covers your residence, dining, and almost all care services. This can make it easier to transition between different types of care as your needs evolve. While the simplicity is helpful, this model isn’t always available and often comes with a higher monthly price point.
- Levels of care (tiered)*: This is the most common model in senior living. You pay a base cost for your apartment and dining, plus a specific "tier" or level based on the amount of physical assistance required. This ensures you’re only paying for the level of support you actually need at that time.
- Fee-for-service (a la carte): Residents pay a flat fee for rent and then pay only for the specific services they use.
*Most Cedarhurst communities offer a rate based on a tiered model, with the exception of Cedarhurst of Farmington, which follows an inclusive model.
Top Cedarhurst Communities in and Around St. Louis
Cedarhurst communities in and around St. Louis (within 60 miles) offer flexible accommodations and opportunities to engage. Whether you’re looking for new social opportunities or need personalized care services, you'll find a welcoming environment designed for your comfort and unique routine.
All Google ratings and pricing are current as of February 2026.
Cedarhurst of Des Peres
Starting rate: $4,700 per month
What you’ll love: Cedarhurst of Des Peres blends traditional charm with expert care, offering a predictable monthly cost that covers your apartment, utilities, and access to beautiful landscaped courtyards. You can also enjoy diverse dining through the Crafted by Cedarhurst® program.
What others say: This community is recognized by the Alzheimer’s Association® for its evidence-based dementia care practices and holds a 4.5-star average Google rating.
Family review: “My mom is always happy and participates in all the activities that they have. ... I can not say enough great things about the community and staff! I truly feel that they have become an extension of our family.” —
Heather W., 5-star review
Cedarhurst of Arnold
Starting rate: $6,500 per month
What you’ll love: If you’re looking for a brand-new residence with a supportive atmosphere, Cedarhurst of Arnold offers a high-value experience with modern amenities, including a private movie theater and secure walking paths.
What others say: The community is known for an "incredible" staff and being a beautiful residence with a 4.7-star Google rating.
Family review: “We found Cedarhurst of Arnold for my 100 year old Mother. ... She is so happy, loves her residence, and feels so much love and support from the staff. ... Working with the administration has been very easy, and they are very supportive and open to help in any situation. ... Best decision ever.” — Beth G., 5-star review
Cedarhurst of Tesson Heights
Starting rate: $2,675 per month
What you’ll love: Cedarhurst of Tesson Heights offers a classic, comfortable residence where you can socialize with others and pursue your passions. The community offers on-site religious services, bingo, and active social outings. New residents can also benefit from the Pair to Prepare™ program, which invites a family member to stay for the first few days at no cost.
What others say: Holds a 4.5-star average rating on Google (with more than 100 reviews) and is praised for its cleanliness and dedicated activities team.
Family review: “The care and treatment she has received helps us kids know that she is in a safe environment and shown nothing but kindness.” — Amanda S., 5-star review
Cedarhurst of St. Charles
Starting rate: $5,350 per month
What you’ll love: At Cedarhurst of St. Charles, you’re greeted by warm, welcoming staff members who support your independence and know you by name. The Living TRUE program ensures your preferences are honored with curated schedules and tailored activities.
What others say: Highly rated with a 4.4-star Google rating for its "exceptional" staff and homelike atmosphere.
Family review: “Cedarhurst St. Charles has provided outstanding care for my loved one that was highly personalized to his specific needs. The staff are compassionate, professional and attentive. ... It's truly exceptional!” — Pat H., 5-star review
Cedarhurst of Wentzville
Starting rate: $3,250 per month
What you’ll love: The brand-new Cedarhurst of Wentzville provides a full continuum of high-quality care, meaning you can stay in the community you love even if your needs change over time. The community features a 24/7 on-site staff available to help with daily tasks as your needs evolve.
What others say: With a 4.9-star Google rating, this community is highly regarded for its warm and supportive atmosphere. Visitors frequently note that the welcoming environment makes it easy to socialize for hours. They praise staff for their genuine kindness and describe the dining experience as "absolutely delicious."
Family review: “I can’t say enough good about this location. They are all so kind and very efficient. They are so good with my parents. ... The community is well decorated, bright, cheerful, and the food is good. ... My siblings and I are so grateful for the care our parents are receiving!" — Pat W., 5-star review
Cedarhurst of Farmington
Starting rate: $6,350 per month
What you’ll love: Cedarhurst of Farmington offers an accessible, peaceful setting where the cost of your senior apartment includes professional care services and fresh, chef-prepared meals.
What others say: The community boasts a perfect 5-star rating on Google, with residents and families frequently praising the team’s dedication to providing a "sense of peace and comfort.” They highlight the staff’s expertise in memory care, noting their patience, compassion, and ability to build deep, personal connections.
Family review: “Everyone here at Cedarhurst Farmington takes wonderful care of my stepdad! They go above and beyond for him! ... Food is delicious. Very clean place.” — Kimberly R., 5-star review
When considering the cost of senior living, remember that your monthly investment covers far more than an apartment. It includes the reassurance of 24/7 on-site staff and the simplicity of a single, predictable budget that encompasses dining, maintenance, and utilities.
Because Cedarhurst offers a full continuum of care, you can feel confident knowing you’ll be able to receive the right level of support as your needs evolve, all while surrounded by friends and familiar team members. We invite you to experience our warm hospitality firsthand and see how we prioritize the unique routines of every resident.
Find a community near you to schedule a tour and enjoy a chef-prepared lunch on us.
