Understanding the Cost of Senior Living

TRUEcost Calculator

Answer seven questions, and we'll help you compare the cost of staying in your home with assistance to the cost of living in a senior living community.

Learn the facts about the true costs and then make your decision: Stay at home or move to a senior living community?

Did you know? Some people delay a move based on fears they can't afford a senior living community. But that's before they compare the costs.

Enter your zip code to compare home and senior living pricing in your community

Select from the three choices below: Which best describes the current neighborhood of the person considering a move to a senior living community?

Did you know? A senior living community’s fees include all property taxes, utilities and cable.

Rural or small town

Moderately sized
suburb or town

Bigger city or urban area

Select from the three choices below: If remaining at home, how will the individual receive his or her daily meals?

Did you know? Three balanced, healthy meals — plus snacks — are provided every day in a senior living community.

Prepares all meals him or herself

Prepares some meals with others carried in

Needs most meals brought in

Select from the three choices below: If remaining at home, which services will the individual need?

Did you know? Home maintenance and housekeeping are provided in a senior living community.

Lawn care and yardwork

Housekeeping

Home maintenance

Skip this question if none of these options apply.

To receive personal care and companionship services in your home, the hourly rate depends on the services provided and averages $26.50. Please indicate how many hours of these services will be needed each day.

Did you know? Personal care and companionship are included in a senior living community.

Home care will be needed hours per day

How many hours of friend-family assistance is currently provided for the person considering a move to a senior living community?

Did you know? While living at home, many come to rely on the support and assistance of friends and family — often more than is realized.

Good friends and loved ones are present approximately hours per week to assist.

Indicate below if you’d like to include the average cost of entertainment — as determined by the U.S. Bureau of Labor Services — in your cost comparison.

Did you know? A senior living community provides friendship, activities and programs, fitness opportunities and entertainment.

Yes

Indicate below whether the person considering a move to a senior living community currently pays a monthly mortgage, rent or HOA.

Yes

Current monthly expenses for mortgage/rent/HOA fees are:

Please select the housing option that you're considering below.

Assisted Living

Memory Support

Your Results!

Here’s how staying in your home with assistance compares to moving to a Cedarhurst Senior Living community:

Current Home

$300 per month

Senior Living Community*

$200 per month

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*Please contact your local Cedarhurst community for customized and even more specific cost information.

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Your Cost Breakdowns

Property taxes / Utilities / Cable^1,2

$xx

Meals^3,4,5

$xx

Lawn care / Yardwork / Housekeeping / Home maintenance^1,6

$xx

Home care services⁷

$xx

Assistance from friend or family⁷

$xx

Socializing / Entertainment / Fitness⁸

$xx

Mortgage / Rent / HOA⁹

$xx

Current home total

$xx

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* Disclaimer: The cost estimates provided by this calculator are based on starting prices for each community and are intended for comparison purposes only. Actual costs may vary depending on the specific care needs of each individual and the type of services required. Pricing differences can occur among care types, including independent living, assisted living, and memory care, with additional fees for personalized care services and amenities. Please contact the community directly for detailed and up-to-date pricing information.

Assisted Living

Several factors impact the cost of assisted living, including geographic location, local cost of living, assistance level, community amenities, and whether the community is pet-friendly. Think of these factors as more than just luxuries—they can make a significant impact on your loved one’s daily well-being and overall health.

When evaluating the cost of a senior living community, consider your loved one’s needs beyond today. Your loved one may need additional services and care as they age. When looking at communities, be sure to create a plan for your loved one’s future to ensure they can age in the same community.

Resources for Understanding Assisted Living Costs

Free Guide

The Insider’s Guide to Understanding Assisted Living Pricing

Get real-life answers about what to expect when it comes to the cost of assisted living.

Find Answers About
Assisted Living Pricing

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How Much Does Senior Assisted Living Cost?

The truth is that for many seniors, long-term assisted living actually offers significant cost savings and a better value compared to staying at home.

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Memory Care

Memory care communities provide around-the-clock caregivers who are on hand for specialized Alzheimer’s and dementia care. Several factors impact the cost of memory care, including the local cost of living, the amount of assistance your loved one requires, and their unique wants and needs.

One of the most important things to consider is how your loved one’s needs may change over time. Routine and structure are critical for those with Alzheimer’s or other forms of dementia. Make sure the memory care community you choose has resources to meet these changing needs so that your loved one can age in place.

Resources for Understanding Memory Care Costs

Free Guide

The Insider’s Guide to Understanding Memory Care Pricing

Get real-life answers about what to expect when it comes to the cost of memory care.

Learn More About
Memory Care Pricing