For many older adults and families navigating the move to senior living, cost is top of mind. While many assume assisted living is more expensive than staying at home, it can often be the more affordable option compared with the local cost of living, particularly in Chicagoland.
Besides the actual dollar amount, you may wonder how the value of assisted living at Cedarhurst compares to other assisted living communities in the area. At Cedarhurst, your monthly rate covers far more than a beautiful apartment—it also includes the assurance that comes with 24/7 on-site staff and a wellness plan shaped entirely by your needs, preferences, and daily goals.
We know doing the math can feel overwhelming, which is why we’ve broken down senior living costs in and around Chicago. Our goal is to help you find the best way forward for your family. Also, check out our guide to senior living to put your mind at ease as you begin the search process.
To help you compare costs accurately, we have broken down average senior living costs in Chicago based on current 2026 data. In the next section, you’ll see how Cedarhurst communities compare to these local averages.
According to one estimate, in 2026, the median cost of assisted living in the U.S. is $6,313 per month, and in Illinois, it’s $6,191.
As health needs evolve, some older adults may require the specialized support of memory care. Because this involves higher staffing ratios and specialized staff training, the cost is typically higher than that of assisted living. In Illinois, adding memory care services generally increases the rate to a median monthly cost of $7,429 in 2026.
For those considering aging in place at home, it’s important to factor in the rising cost of professional support. It’s projected that the monthly cost for a home health aide in 2026 is $6,878, which can make the inclusive nature of a senior living community a more affordable long-term option.
When you combine the costs of housing, utilities, and groceries with the price of in-home care, moving to a community can offer significant value. For many families, consolidating these expenses into one predictable monthly rate simplifies budgeting while providing a higher quality of life.
When assessing assisted living costs, a variety of factors affect the overall cost, including care, amenities, and special services. It’s important to consider your needs today and how these could change over time.
Costs are often based on the level of support required for your daily routine. This includes personalized care plans that cover assistance with activities of daily living, such as personal hygiene and medication management.
Monthly rates typically include more than just a residence. Most communities cover maintenance, utilities, and dining services. You also gain access to a variety of opportunities to engage, including fitness classes and social gatherings tailored to your interests.
While many residents enjoy their Cedarhurst community for years within assisted living, others may eventually require the specialized support found in memory care. According to the Alzheimer’s Association, 11 percent of people 65 and older have Alzheimer’s. As you evaluate the value of senior living, remember to account for the specialized care services and staffing associated with a potential transition to memory care.
Every community handles pricing differently. Understanding these three common models can help you determine which structure best fits your budget and care needs.
This model offers a simplified monthly rate that covers practically everything. It typically includes your residence, dining, housekeeping, laundry, transportation, and opportunities to engage in daily events and programs. The bundling of all-inclusive pricing models are typically best suited for individuals with high care needs or those who are anticipating those needs in the near future. While "inclusive" is a convenient way to manage a budget, remember that the specific services included can vary between communities.
Most assisted living communities, including Cedarhurst, use a level-of-care model. In this structure, costs are organized into different tiers. You pay a lower rate if you only require minimal assistance, and the cost adjusts if you need a higher level of personalized care. This ensures you’re paying specifically for the support you use.
Also known as “a la carte pricing,” this model adds a specific cost for each individual service provided, such as meals and medication management. While a fee-for-service model offers you flexibility, it may not be sustainable in the long run. Costs can rise quickly as care needs increase over time. Residents often find more value in a comprehensive model where staff attention can be adjusted immediately as needs change.
When researching senior living costs in Chicago, looking beyond the monthly number reveals the true value of a tailored experience. Up-front pricing helps determine if a community is the right fit for your budget and goals.
At Cedarhurst, the monthly rate is an investment in your well-being. While the average cost for senior living in Chicago varies by needs, a holistic approach ensures access to everything needed to thrive—from Crafted by Cedarhurst® all-day dining to a dynamic calendar of opportunities to engage. Choosing Cedarhurst means joining a welcoming community that honors independence and treats residents like family.
All Google ratings and pricing are current as of January 2026.
Starting rate: $5,150 per month
What you’ll love: This suburban community just west of Chicago offers on-site physical, occupational, and speech therapy. The cost includes access to a private movie theater and a physical therapy gym, ensuring your wellness is prioritized.
What others say: With a 4.4-star Google rating, Cedarhurst of Naperville is perfect for those seeking a supportive environment near Edward-Elmhurst Health Center - Woodridge.
Family review: “I am so impressed by such a nurturing & pleasant staff. Starting from the Director of Sales to Nursing personnel to Kitchen employees...EVERY one of them has been helpful, informative & friendly. My mom always says how nice everyone is to her, they all know her name. Acknowledging her makes her feel special & happy.” — Mune Lehr, 5-star review
Starting rate: $7,150 per month
What you’ll love: This campus to the south of Chicago offers a full continuum of quality care. If you’re not ready for assisted living but still desire the perks of campus life, the new independent living cottages opening later this year offer exclusive amenities, such as nearby putting greens and an on-site bocce ball court, to help you preserve your independence and pursue your passions.
What others say: With an average 4.5-star rating on Google, this community’s friendly staff focuses on building relationships of integrity. Located near downtown Frankfort’s unique boutiques, it’s a perfect spot to enjoy local dining and a welcoming atmosphere.
Family review: “My husband has resided at Cedarhurst for the past year. There are not enough superlatives to describe our experience from the very beginning. As is most often the case, we had little to no expertise in finding a place where he would be safe, comfortable, and well cared for. From the outset, Cheri guided us through the process, very often going out of her way to make his admission incredibly seamless. We would have been lost without her.” — Therese Guest, 5-star review
Starting rate: $6,000 per month
What you’ll love: At Cedarhurst of Yorkville, southwest of Chicago, life is defined by social opportunities and beautiful outdoor spaces. In this community, residents enjoy patio options and an activity calendar with six enriching activities every day, including scheduled outings to Kendall Marketplace or the Fox Valley Family YMCA.
What others say: This community is rated 4.5 stars on Google by residents for providing a supportive environment and endless opportunities to engage with others.
Family review: “My Mom is so happy to be a returning resident to Cedarhurst. She really enjoys the staff (especially Brianne!) and spending time with her neighbors. There are many fun activities, delicious meals, and I am extremely happy she is well taken care of.” — Kimberly Wood, 5-star review
Starting rate: $5,150 per month
What you’ll love: This new community northwest of Chicago focuses on making daily life easier through personalized wellness plans and weekly housekeeping. Enjoy fresh air in our beautiful outdoor spaces or join in on daily social events.
What others say: With a 4.5-star average Google rating, Cedarhurst of McHenry prides itself on creating a compassionate environment where every resident feels valued.
Family review: “There truly aren't enough wonderful things to say about Cedarhurst. It’s more than just a facility—it’s a place where your loved one can feel at home. The staff go above and beyond, especially Amanda, Hailey, and Nathan, whose dedication and compassion shine through in everything they do. Their commitment to making residents feel supported and cared for is unmatched.” — Marie Adkins, 5-star review
Starting rate: $6,400 per month
What you’ll love: This new community, also to the northwest of Chicago, prioritizes your interests with a curated events calendar and a full-service salon. Whether you’re relaxing on the patio or visiting the nearby Food Shed Co-op, you'll find a welcoming atmosphere centered on social wellness. It’s a supportive place designed to help you maintain your routine while enjoying the best of Woodstock.
What others say: Averaging 4.6 stars on Google, Cedarhurst of Woodstock is a community where residents and their families are meaningfully valued, cared for, and supported.
Family review: “I went to go see my mom and she couldn’t stop gushing over how much she loved Caren. Caren has made the transition for my mom so much easier. She was shy and nervous when she first got to Cedarhurst but now she is so much happier! Thank you to Caren and all the staff for being so welcoming!” — Samantha Romo, 5-star review
Starting rate: $6,100 per month
What you’ll love: In this new community in nearby Dyer, Indiana, you’ll find charming courtyards, diverse all-day dining options, and no shortage of social opportunities with happy hours and group outings. Ideally situated next to Dyer Central Park, it offers easy access to local shopping and the beauty of Plum Creek Meadow Nature Preserve, making you feel truly connected.
What others say: With a 4.5-star Google rating, Cedarhurst of Dyer’s friendly staff create a supportive environment where residents are active, engaged, and happy.
Family review: “This community is exceptional. It is very well maintained and their dining room prepares better meals than you might think. But most importantly is ran by people whom are genuine and care for the residents they are serving. I've visited many senior living communities around the country over the past 15 years. My dad has no idea how lucky he is to be living here. But I do, and am grateful knowing he's in good hands.” — Peter Saia, 5-star review
Starting rate: $5,500 per month
What you’ll love: Now open as of January 2026, this newly constructed community just across state lines in Crown Point, Indiana, features modern, pet-friendly residences designed for comfort and style. You’ll have access to contemporary amenities and the assurance that comes from being just three miles from Franciscan Health Crown Point. It’s the perfect balance of modern living and proximity to world-class healthcare providers.
Family review: “After visiting several senior living communities, our search has ended. We are so grateful to have found a wonderful apartment for our grandmother at Cedarhurst Crown Point. [...] What truly sets this community apart, however, is its heart. The amenities are stunning, from the elegant dining room to the incredible movie theater, matched only by the compassionate spirit of the staff. We are in awe, and more importantly, we are at peace knowing our grandmother is in such caring hands.” — Jesica Luna, 5-star review
When you have a clear understanding of assisted living costs, you can make the decision that’s right for you, with on-site staff ready to provide personalized care should you need it. We’re here to help you and your family navigate this transition with support every step of the way.
Interested in exploring assisted living at Cedarhurst? Find a community near you and schedule a tour today.
Looking for more pricing information? Explore our blog post, “The Insider’s Guide to Understanding Assisted Living Costs.”